5 Smart Money Habits Millennials Can Master with Cash Flow Planning

5 costly money mistakes millennials make

If you’re a millennial, you’ve probably heard the usual money advice: save early, spend less, invest smart. But real life is busy, expensive, and unpredictable—and no one gets it perfect all the time. The good news? A few small shifts in your money habits can make a big difference for your future. Here are five […]

Active vs. Passive Investing: Your Best Bet

active vs passive investing your best bet

The debate between active and passive investing has been going on for decades—and for good reason. Both approaches have their strengths, but choosing the right one can make a big difference in whether you simply meet your goals or exceed them. Why You’re Investing in the First Place Most people invest with two goals in […]

Why Everyone Needs an Estate Plan

why everyone needs an estate plan

Ralph had always worked hard for what he owned. But after watching friends and acquaintances struggle with messy estates, he realized that without a proper plan, everything he’d built could be left in chaos. Take Vivian, for example. She remarried and decided to save money by using a do-it-yourself will kit. Unfortunately, she overlooked obligations […]